Comprehensive Liability Claims

Safeguarding Your Organization:
MEARIE’s Cyber Incident Reporting Protocol

Cyber threats are on the rise, and a fast, informed response can make all the difference. Knowing what and when to do in the event of an active incident will assist in a quicker and more favourable resolution.

Key points include:

• Immediate access to expert support: cyber adjusters, forensic investigators, legal advisors
• Clear reporting procedures for suspected and confirmed incidents
• Vendor flexibility with pre-approved service providers
• Cost management with coverage details clearly outlined
• Legal preparedness through pre-arranged retainers for rapid response

Access the Cyber Incident Reporting Protocol – your guide to acting quickly and effectively when facing a cyber incident.

Subscriber Obligations Regarding Liability Claims:

Policy Wording: Section 8.4 NOTICE OF ACCIDENT, OCCURRENCE, CLAIM OR SUIT states that: 

When an Occurrence or accident happens or Other Notice of Claim First Received by the Insured occurs or exists or an oral Claim is made against an Insured, written notice shall be given by or on behalf of the Insured to the Reciprocal or any of its authorized agents as soon as practicable after notice thereof has been received or knowledge thereof gained.

Such notice shall contain particulars sufficient to identify the Insured and also reasonably obtainable information respecting the time, place and circumstances of the Occurrence or accident, the name and address of the injured, the particulars of the damaged property, the name and address of the Insured, and the name and address of all witnesses.